Written by If compelled to pick between shopping for motor car insurance and chewing on broken glass, I would have to think hard about the decision. That’s how little I fancy shopping for motor car cover. And I enjoy paying a monthly car insurance premium even less. Unfortunately, those two activities live in balanced opposition: the degree of effort spent to find a good car insurance bargain is inversely proportional to the degree of fiscal pain each month at bill time.
So despite the lack of fun, collecting a bevy of motor car insurance policy quotes is in your best financial interest. Due diligence in the near term can save you thousands on your monthly car insurance premium costs over time, and even more than that should you happen to be involved in a car accident.
This is especially the case if you have a young driver under your roof. Young driver car insurance quotes are generally outrageous, but for good reason. Young drivers are notoriously risky motorists to insure. They phone text while they should be watching the road, they talk to friends while they should be navigating, and they drive faster than their driving skills can really accommodate. Consequently, they’re involved in a very high percentage of the car bang-ups on UK roads. In fact, over one out of every three young motorists will be involved in some sort of claim-producing event in their first year after passing the test.
There are a couple of things you can do to cut down your premium bills. First, you should mind your p’s and q’s yourself. Your entire insurance portfolio will cost less money if your personal driving record isn’t riddled with violations, wrecks, and the like. Second, group all of your motor car insurance policies with the same company. Lastly, investigate whether you may qualify for any affinity group discounts. Following these steps will help you ensure that you get the best discount on your motor car insurance premium.
